This blog was not to make a big fuss on my main blog under the name of one million alternative. I will describe here any movements of instruments related to shares in my brokerage accounts and cash funds Investment:
- eMakler and SFI: here I'll try to add FIZ-y, certificates, units of open funds and the like, rather unusual in the Polish stock market instruments. Among other things, I intend here an explicit certificates based on stock indices, in accordance with the principle that if you do not know which index to choose, select the entire index. Of course, with Polish shares pick a single piece, but with a foreign - I will buy certificates based on the index, and failing that, buy the units of investment funds operating in the region of interest to me. I realize is also a strategy for investment Polish shares in the fund, which I will describe shortly the alternatively one million.
- ING Securities: This account is intended for the purchase of Polish shares of companies not paying dividends (rather important detail.) I do not want to do here an expert on investing, the strategy is simple: the choice of a number of companies based on Ranking of Listed Companies, the purchase at a convenient time and rather long grip. The sales for the time being I do not think, as in this account I have only one value. Well, the bull market is far from the summit. In fact, it is not known if at all started: P Maybe in addition to the account the pospekuluję, but so far the balance of such practices is negative and abstained.
- DnB NORD: here I have your IRA account - the brokerage. There are advantages of selling the company's rather large, stable, and most importantly - paying dividends. Why? Under normal circumstances, the dividend is a typical example of double taxation - a company which pays the profit tax from him. Then divides and distributes the profits as dividends. Tax is paid once, but greed knows no bounds purse. The investor must also pay tax on his income, which is the dividend, no matter that previously company tax already paid and the investor is the de facto owner of a piece of this company ...
Returning to the IRA - there's no tax on capital gains, including dividends. So it is a way to increase the amount of cash in the account without making payment. In particular, such a strategy may be useful to those who will use the payment limit to your IRA (currently about 9500), and would like that the bill was paid even more money (not to be confused with the state bill, depending on fluctuations in share prices.)
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